Cost & Rate Comparison for a $400,000 loan

30 Year Fixed:                                                  Interest Rate                      Loan Origination

Bob - Saint Lawrence Mortgage                         4.875%                                  $1,695

BECU                                                                    5.0%                                       $4,000

Wells Fargo                                                            5.125%                                   $4,000

Quicken Loans                                                       5.25%                                      $4,000

Bank of America                                                     5.25%                                     $8,000

DO THE MATH - How would you like to have an extra $2,300+ in your pocket to pay for moving costs, a new refrigerator or new couches??? 

And you'll save money each month with a lower payment!!!!

All interest rates quoted on this page are based on a 1/29/10 Cost Comparison.  All Competitor's rates and Loan Origination Fees were taken straight off their websites and assume a 720 credit score, Full Documentation, Debt-to-income ratio under 50% and 20% down.  The 30 year fixed product is not your only option and 20% down is not required.  See my Choosing A Loan page for additional options.

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